About ABS Group Holdings
Trusted banking partner for millions worldwide since 1989.
Our Story
Founded in 1989, ABS Group Holdings began as a regional community bank with a singular mission: to make banking accessible, transparent, and empowering for everyone. Over more than three decades, we have grown from a single branch into a global financial institution serving customers across 40+ countries.
Today, ABS Group Holdings is home to more than 2 million customers who trust us with their personal and business financial needs. Our growth has always been driven by one principle — putting people first.
From our earliest days offering savings accounts to local families, to our current suite of international trade finance and wealth management solutions, every chapter of our story reflects our commitment to financial well-being for all.
Our Mission
Integrity
We operate with the highest standards of honesty and transparency in every interaction, every transaction, and every decision we make.
Community
We invest in the communities we serve — through financial education, local partnerships, and programs that create lasting economic opportunity.
Security
Your financial security is our top priority. We employ industry-leading technology and practices to safeguard every account and transaction.
Leadership Team
Jonathan M. Hargrove
Chief Executive Officer
Jonathan has led ABS Group Holdings since 2010, driving global expansion and digital transformation across all business lines.
Sandra R. Chen
Chief Financial Officer
Sandra oversees all financial operations, reporting, and strategic planning, bringing 25 years of global banking expertise to ABS Group.
David K. Osei
Chief Operations Officer
David leads operational excellence across ABS Group's global network, managing 500+ branch locations and digital service infrastructure.
Our Journey
From a single branch in 1989 to a global institution — every milestone reflects our unwavering commitment to customers and communities.
Founded in New York
ABS Group Holdings opens its first branch with 12 employees and a mission to make banking accessible to everyday families and small businesses.
First International Expansion
We opened our first international offices in London and Toronto, beginning our global journey and offering cross-border banking solutions to growing businesses.
Digital Banking Launch
ABS Group Holdings launched its first online banking platform — years ahead of the industry curve — giving customers 24/7 account access and digital transfers.
1 Million Customers Milestone
We celebrated serving our 1 millionth customer — a landmark moment that validated our people-first model and fuelled further international growth across Asia and Africa.
Global Leader in Digital Banking
Today, ABS Group Holdings operates in 40+ countries with 500+ branches and over 2 million customers, recognized as one of the world's most trusted financial institutions.
ABS Group by the Numbers
Our Core Values
These principles are not aspirational posters on a wall — they are the operating standards that every ABS Group Holdings employee is held to, every day.
Trust & Transparency
We are open about our fees, our decisions, and our limitations. No hidden charges, no surprise terms — just clear, honest banking that customers can rely on.
People First
Every product, every process, every policy is designed around our customers and our team. If something doesn't serve people, we change it — not the other way around.
Innovation
We invest in technology that makes banking faster, simpler, and more accessible. From our mobile app to our AI fraud detection, we lead so our customers benefit first.
Global Responsibility
From reducing our carbon footprint to supporting financial literacy in underserved communities, we take our global responsibilities seriously and back our commitments with action.
Awards & Recognition
Over three decades of responsible banking has been recognised by the industry's most respected bodies.
Regulatory Standards & Compliance
ABS Group Holdings operates under the strictest regulatory frameworks across all jurisdictions in which we do business. Our compliance programme is not a box-ticking exercise — it is a core function of how we serve customers safely.
We are fully licensed and regulated by the relevant financial authorities in each of our 40+ markets, including the Federal Deposit Insurance Corporation (FDIC), the Financial Conduct Authority (FCA), and equivalent bodies in Asia, Africa, and the Middle East.
- FDIC-insured deposits up to $250,000
- Anti-Money Laundering (AML) & KYC certified
- PCI-DSS Level 1 certified for card processing
- ISO 27001 certified for information security
- Annual independent third-party security audits
Zero Tolerance Policy
ABS Group Holdings maintains a zero-tolerance policy on financial crime, corruption, and unfair treatment of customers. Every employee receives mandatory training on ethical conduct and compliance obligations.
Our Whistleblower Protection Programme enables employees and customers to report concerns safely and anonymously. Reports are reviewed by our independent compliance board, not management.
Community & Social Responsibility
Banking is not just about money — it is about the communities we are part of. ABS Group Holdings invests $30M annually in community development, financial literacy, and sustainability programmes.
Ready to experience better banking?
Join over 2 million customers who trust ABS Group Holdings with their financial future. Open an account today — it takes less than 3 minutes.